{"id":6823,"date":"2016-05-31T14:52:49","date_gmt":"2016-05-31T14:52:49","guid":{"rendered":"\/?p=6823"},"modified":"2018-12-28T20:27:50","modified_gmt":"2018-12-28T20:27:50","slug":"key-to-raising-your-credit-score-using-credit-history","status":"publish","type":"post","link":"https:\/\/getyourfreedompass.com\/finance\/credit-scores\/key-to-raising-your-credit-score-using-credit-history\/","title":{"rendered":"Key To Raising Your Credit Score Using Credit History"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Believe it or not, credit history has a huge impact on your overall credit score. It comes in third place right after payment history and amount owed. As you can see, if you want to keep your credit score, you can\u2019t ignore this important factor. Here\u2019s how you can score high in this very important area:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Keep old accounts open: It may be tempting to close an old account, but don\u2019t. The older your accounts are the better it looks towards your overall score. <\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The earlier the better: The earlier you start using credit, the better it looks for your credit history. The key is to be responsible with what you borrow. \u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Take caution when opening new accounts: When opening new accounts, you\u2019re actually lowering your points in this category.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you keep your old accounts open and remain responsible with payments, you have a great chance of keeping points in this category high.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Believe it or not, credit history has a huge impact on your overall credit score. It comes in third place right after payment history and amount<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":1,"featured_media":7062,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/getyourfreedompass.com\/wp-json\/wp\/v2\/posts\/6823"}],"collection":[{"href":"https:\/\/getyourfreedompass.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/getyourfreedompass.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/getyourfreedompass.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/getyourfreedompass.com\/wp-json\/wp\/v2\/comments?post=6823"}],"version-history":[{"count":0,"href":"https:\/\/getyourfreedompass.com\/wp-json\/wp\/v2\/posts\/6823\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/getyourfreedompass.com\/wp-json\/wp\/v2\/media\/7062"}],"wp:attachment":[{"href":"https:\/\/getyourfreedompass.com\/wp-json\/wp\/v2\/media?parent=6823"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/getyourfreedompass.com\/wp-json\/wp\/v2\/categories?post=6823"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/getyourfreedompass.com\/wp-json\/wp\/v2\/tags?post=6823"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}